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Claimant — Individual or entity presenting a claim. Collision Insurance — Covers physical damage to an insured's automobile other than that covered under comprehensive insurance resulting from contact with another inanimate object. Tenants Insurance — See Renters Insurance. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. For insurers that do provide cover for such activities, it is unlikely they will cover liability and personal accident. Schedule — A list of items covered under a Homeowners policy. Primary Insurance — Insurance that must be maintained as a condition of the most Personal Umbrella Policies. Arbitration — An alternative process of settling a dispute through an impartial party instead of litigation. For insurers that do provide cover for such activities, it is unlikely they will cover liability and personal accident. Also known as "waiting period. This ratio measures the company's underlying profitability, or loss experience, on its total book of business. These types of drivers are desirable to insurance companies for their low-risk driving habits. It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Depreciation — The decrease in value of any property due to wear and tear or age. Preferred Auto — Auto coverage available to drivers whose driving records are free of accidents, violations and claims. Elmurst, NY libreriabarcodepapel yahoo. Guaranteed Online casino kostenlos ohne anmeldung kostenlos casino spiele spielen ohne anmeldung — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy online casino deutschland legal online spielen date. Premium casino online deutschland dolphins pearl The price of insurance protection for a specified risk for a specified period of time. Automobile Liability Insurance — Casino spiele kostenlos online automaten spielen online if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Cancellation — Termination of an insurance contract before the end of the policy period by the insured or insurer.